John P. Khoury
Bajram joined ADGF in 2014 as a consultant and now is the Executive Director of the ADGF foundation.
He has more than 30 years of experience in the banking and microfinance system, covering positions in credit, risk management, auditing so as management positions as Executive Director.
Bajram has a Bachelor degree in Business Administration, a Master degree in Business Administration and a PhD in Marketing at University of Tirana. He also is an expert in supply chain and operations which he teaches in various universities.
Gertjana joined ADGF at the beginning of 2020 and is responsible for the management of SME credit guarantee portfolio.
She has more than 15 years of experience in the banking system, covering management positions in Human Resources Management and Small & Medium Enterprises Business Department.
Gertjana has graduated in Finance & Accounting at University of Tirana and has participated in many international development trainings programs.
Ermir joined ADGF in May 2022 and is responsible for managing the Agro and Energy Efficiency/ Renewable energy guarantee portfolio.
He has about 15 years of experience in the banking and microfinance system, holding several positions, related to credit financial analysis, risk reporting and risk assessment.
Ermir graduated in Accounting at the University of Tirana and also holds several national and international certifications in the field of accounting, risk management, financial analysis, agriculture lending, etc.
Laureta joined ADGF at the beginning of 2022 and is responsible for the management of start-up guarantee portfolio.
She is an experienced Finance and Banking Senior Manager with a demonstrated history of 19 years in team building and leadership, sales force effectiveness, customer experience building, portfolio management with high results achievement and people-oriented skills.
Laureta also lectures as a visiting professor, banking control and credit management in Aleksander Moisiu University.
She has a Bachelor’s degree and Master of Science degree in Management from the Faculty of Economy, University of Tirana as well a Master Degree in Finance and Banking from the Institute Universitaire Kort Bosch, in Switzerland besides many certificated courses and trainings.
Besiana joined ADGF in 2016 and is responsible for the financial management and the risk aspects of the foundation. Also, she serves as the Secretary of the Board of Directors.
She has more than 8 years of experience in finance, accounting and business analytics.
Besiana earned a Bachelor degree in Finance & Accounting in 2012 and a Master of Science in Finance in 2014, in the Faculty of Economy at the University of Tirana. Since her graduation, she is also working as a part time lecturer at the Faculty of Economy.
Alba joined ADGF in March 2022 and is responsible for reporting and compliance in the foundation.
Alba earned a Bachelor’s degree in Applied Economics from the Agricultural University of Tirana in 2019, as well as a Master of Science degree in Risk Management in 2021 in the Faculty of Economy from the University of Tirana.
Stelina joined ADGF in 2021 and is responsible for the financial and administrative activities of the foundation.
Stelina earned a Bachelor’s degree in Finance in 2020, as well as a Master of Science degree in Finance in 2022 from the Faculty of Economy, University of Tirana.